Budgets
Just started my budgeting for the year. This is a relatively new thing for me. Last year I pretty much stayed within my budget. I usually have to re-evaluate it after six months but it has allowed me to pay off a little of my student debt, save some money, and start an RRSP. Nothing major but a little here and a little there. All this process does is put my expenses in perspective. Try to consume less and save more. Don't always live by this rule but I'm trying.
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